Showing posts with label life insurance for parents. Show all posts
Showing posts with label life insurance for parents. Show all posts

17 May 2017

adulting lately: the little things

Recently, as I came home to a freshly vacuumed staircase thanks to our house cleaner, I was thinking about how good it is that she takes care of it, because in the year+ that we lived here before I hired her, I think I remembered to vacuum the stair carpet twice (maybe?). Which led me to thinking about all of the little things in life where I have to remind myself - oh yeah, I'm the adult/parent in this situation, so if I don't do it, it will never happen! But then there's also plenty of big things too when it comes to parenting, like creating a will and getting life insurance for yourself as a parent, in order to make sure your kids are cared for if needed - which thankfully can become less complicated if you find the right help or insurance resource website.


There are so darn many of these adulthood things to take care of that it's hard to keep track of them all, so I thought I'd start a list in case you need a reminder about any of these ones that I've tackled recently - and also so you can let me know what I'm missing (and therefore neglecting!) around here.

Finances

  • Call the cable/internet/phone company to make sure you're getting the best rates. When I stopped in to talk to the Verizon people and learned that they have new plan structures available for my needs, my bill was cut almost in half.
  • Same with your bank for your interest rates on savings/checking accounts.
  • Cash in your credit card rewards $$ for something fun. (Had to add a get to do because you're an adult to this list of have-to-dos.)


House

  • Flip/rotate the couch cushions for even wear - because if you're anything like us, you're making a dent in your "assigned" spots where you sit to watch tv every night.
  • Change the furnace filter (apparently this needs to happen every 3-6 months? Whoops!).
  • Speaking of filters, have you ever cleaned your vacuum filter? That one needs to be done too, turns out. Also the water filter in the fridge!
  • Consider meal planning (a frequent oh yeah, I'm the adult here scenario is realizing at 5:30pm that somebody's gotta come up with dinner).

Kids

  • Make sure you have life insurance as a parent - nobody wants to think about the worst case scenario, I know, but really the worst case is if something happens to you and your kids aren't provided for!
  • Start looking at schools more at least year in advance - for real, since signups for schools tend to happen a good 9-10 months before the school year starts, you've got to figure out what you're aiming for way earlier than you think your kid is ready for it.
  • Keep on schedule with making those dentist and doctors appointments, even though they come with my absolute least favorite part of realizing I'm the adult in the situation: having to help hold down a kid for vaccinations. Also making phone calls.
  • Come up with/enforce consequences, aka the 2nd least favorite part of being the adult, and probably a good idea to come up with a chore chart too.

I know there all kinds of ways I'm like totally not acting like an adult, but at least I have these ones covered! For now. Maybe I should try this adulting school - the lessons sound way more fun than worrying about filters of various sorts, anyway.